Express Credit Chingola

Express Credit Chingola is a sales point of the consumer lender Express Credit in the town centre of Chingola, Zambia. According to its website, ExpressCredit.co.zm is a trade name of the registered company YesCash Zambia Limited, which the site says is licensed and regulated by the Bank of Zambia. It offers two products: GRZ instalment loans for civil servants, advertised at up to K100,000, and Open Market Loans. Its representative example is a K20,000 loan over 24 months at a fixed rate of 84.0% per annum (7.0% per month), with a stated maximum APR of 121.18%. The contacts page lists 39 branches and sales points across Zambia. The Chingola sales point is at Shop No. 2, Plot No. 37/39, in the town centre. Opening hours are Monday to Friday 08:00–17:00 with a break from 13:00 to 14:00, and Saturday 08:00–13:00; it is closed on Sunday. Customer support is on the short code 3334 and USSD *494*120#; the call centre opens Monday to Friday 08:00–18:00 and Saturday 08:00–13:00. A direct telephone line for this sales point is not published on the pages consulted.

Shop No. 2, Plot No. 37/39, Town Centre, Chingola, Zambia
Chingola

• GRZ instalment loans for civil servants
• Open Market Loans
• Customer support via USSD *494*120#